3699 MOCA DRIVE ST CLOUD FL 34772 MLS #O6418854

3699 MOCA DRIVE
ST CLOUD, FL, 34772
$460,000
4 Beds
3 Baths
2,820 SqFt
0.27 Acres
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MLS #O6418854 image #0
Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining.



Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street.



Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room—perfect for a second family room, game room, media space, or play area.



The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12—ideal for gatherings and entertaining.



This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 roof, new vinyl fencing, reverse osmosis drinking water system, and a whole-home softener/purification system.



Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communities

Property Details

Price:
$460,000
MLS #:
O6418854
Status:
Active
Beds:
4
Baths:
3
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
WHALEYS CREEK PH 1
Neighborhood:
34772stcloudnarcoosseeroad
Listed Date:
Jun 23, 2026
Finished Sq Ft:
2,820
Total Sq Ft:
3,301
Lot Size:
11,761 sqft / 0.27 acres (approx)
Year Built:
2017
TraditionalWaterfrontPoolPrimary Bedroom Main Floor34772 – St Cloud (narcoossee Road)34772stcloudnarcoosseeroadWhaleys Creek Ph 1WaterPlease Contact The Hoa To Verify Any Information. Room Sizes, Square Footage And Hoa Are Approximate And Should Be Independently Verified By Buyer/buyer’s Agent.8-12 MonthsPets Allowed

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Interior

Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
Bathrooms
3 Full Bathrooms
Cooling
Central Air
Flooring
Carpet, Ceramic Tile
Heating
Electric
Interior Features
Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
Laundry Features
Laundry Room
Levels
Two

Exterior

Architectural Style
Traditional
Association Amenities
Playground, Pool
Attached Garage YN
1
Common Walls
Corner Unit
Community Features
Irrigation-Reclaimed Water, Park, Playground, Pool, Sidewalks
Construction Materials
Block, Stucco
Covered Spaces
2
Direction Faces
East
Exterior Features
Irrigation System, Rain Gutters, Sidewalk, Sliding Doors
Fencing
Vinyl
Garage Spaces
2
Green Energy Efficient
Insulation, Windows
Lot Features
Cleared, Corner Lot, Oversized Lot, Sidewalk
Patio And Porch Features
Covered, Front Porch
Roof
Shingle
View
Water
Waterfront Features
Pond
Window Features
Double Pane Windows, Thermal Windows

Financial

HOA Fee
$99
HOA Fee Frequency
Monthly
HOA Includes
Community Pool
HOA Name
Artemis Lifestyles
HOA Phone
407-705-2190
Tax Year
2025
Taxes
$4,293

Map

Community

Subdivisions in ST CLOUD

Market Summary

Current real estate data for Single Family in ST CLOUD as of Jul 06, 2026
1,251
Single Family Listed
104
Avg DOM
233
Avg $ / SqFt
$513,239
Avg List Price

Property Summary

    Located in the WHALEYS CREEK PH 1 subdivision, 3699 MOCA DRIVE ST CLOUD FL is a Single Family for sale in ST CLOUD, FL, 34772. It is listed for $460,000 and features 4 beds, 3 baths, and has approximately 2,820 square feet of living space, and was originally constructed in 2017. The current price per square foot is $163. The average price per square foot for Single Family listings in ST CLOUD is $233. The average listing price for Single Family in ST CLOUD is $513,239. To schedule a showing of MLS#o6418854 at 3699 MOCA DRIVE in ST CLOUD, FL, contact your CENTURY 21 Carioti agent at 2392986550.

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