Welcome to The Reserve at Pine Tree. This beautifully maintained and designed 4-bedroom, 3.5-bath home sits in a peaceful, family-oriented St. Cloud neighborhood. This property offers the perfect blend of comfort, modern living, and convenience in one of Central Florida’s fastest-growing areas. The home features a bright and inviting open layout with stylish finishes and thoughtfully designed spaces that make everyday living and entertaining effortless. The home welcomes you with high ceilings throughout the main living areas, creating an open and airy atmosphere ideal for everyday living and entertaining. The spacious kitchen serves as the heart of the home, featuring a large center island, stainless steel appliances, ample cabinetry, and generous counter space. Eat-in kitchen with a designer backsplash. In-wall oven, solid wood cabinetry, high ceilings, walk-in pantry. First-floor laundry room. New AC 2025. Upstairs includes a spacious primary suite, 3 additional bedrooms, Jack & Jill bath, large loft, & a convenient laundry chute to the 1st floor laundry room. Well-manicured yard, fenced, paver driveway. Gutters, Keyless Entry, French doors, recessed lighting, arched architectural features, built-ins, etc. Tons of natural light. Paved backyard patio with plenty of room for a custom pool, creating the perfect private oasis for
Florida living.
Residents enjoy a wealth of community amenities, including a vibrant clubhouse for social events, a refreshing pool and cabana for relaxation, a playground and park for family fun, and scenic walking trails or ponds for strolls—all maintained through a low-cost HOA with no CDD fees. Also, features a state-of-the-art fitness center.
Highly accessible to local recreation spots, including the Royal St. Cloud Golf Links and St. Cloud Lake Front Park. Minutes away from the Orlando Health St. Cloud Hospital. Nestled off Old Canoe Creek Road, the neighborhood sits just a short drive from the Florida Turnpike, striking a balance between a quieter suburban retreat and straightforward commuting
Florida living.
Residents enjoy a wealth of community amenities, including a vibrant clubhouse for social events, a refreshing pool and cabana for relaxation, a playground and park for family fun, and scenic walking trails or ponds for strolls—all maintained through a low-cost HOA with no CDD fees. Also, features a state-of-the-art fitness center.
Highly accessible to local recreation spots, including the Royal St. Cloud Golf Links and St. Cloud Lake Front Park. Minutes away from the Orlando Health St. Cloud Hospital. Nestled off Old Canoe Creek Road, the neighborhood sits just a short drive from the Florida Turnpike, striking a balance between a quieter suburban retreat and straightforward commuting
Property Details
Price:
$499,000
MLS #:
O6452769
Status:
Active
Beds:
4
Baths:
3.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
RESERVE AT PINE TREE
Neighborhood:
34772stcloudnarcoosseeroad
Listed Date:
Nov 2, 2026
Finished Sq Ft:
3,068
Total Sq Ft:
3,556
Lot Size:
6,970 sqft / 0.16 acres (approx)
Year Built:
2021
See this Listing
Schools
Elementary School:
Michigan Avenue Elem (K 5)
Middle School:
St. Cloud Middle (6-8)
High School:
St. Cloud High School
Interior
Appliances
Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator
Bathrooms
3 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Carpet, Ceramic Tile, Laminate
Heating
Central, Electric
Interior Features
Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Skylight(s), Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry Features
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Levels
Two
Exterior
Architectural Style
Contemporary, Craftsman
Association Amenities
Clubhouse, Fitness Center, Park, Playground, Pool
Attached Garage YN
1
Community Features
Clubhouse, Community Mailbox, Fitness Center, Park, Playground, Pool, Sidewalks
Construction Materials
Block, Brick, Concrete, Stucco
Covered Spaces
2
Direction Faces
North
Exterior Features
Garden, Lighting, Private Yard, Rain Gutters, Sidewalk
Fencing
Fenced, Vinyl
Garage Spaces
2
Lot Features
Cleared, In County, Landscaped, Level, Sidewalk
Open Parking YN
1
Parking Features
Driveway, Garage Door Opener, Guest, Off Street, On Street, Parking Pad
Patio And Porch Features
Front Porch, Patio, Porch, Rear Porch
Roof
Shingle
View
Garden
Window Features
Blinds, Drapes, Rods, Window Treatments
Financial
HOA Fee
$114
HOA Fee Frequency
Monthly
HOA Includes
Community Pool, Maintenance Grounds, Pool Maintenance
HOA Name
Jedi Management
HOA Phone
(689) 204-2057
Tax Year
2025
Taxes
$6,124
Map
Community
- Address1285 HILLTOP PLACE ST CLOUD FL
- SubdivisionRESERVE AT PINE TREE
- CityST CLOUD
- CountyOsceola
- Zip Code34772
Market Summary
Current real estate data for Single Family in ST CLOUD as of Nov 04, 2026
1,232
Single Family Listed
105
Avg DOM
225
Avg $ / SqFt
$507,255
Avg List Price
Property Summary
- Located in the RESERVE AT PINE TREE subdivision, 1285 HILLTOP PLACE ST CLOUD FL is a Single Family for sale in ST CLOUD, FL, 34772. It is listed for $499,000 and features 4 beds, 4 baths, and has approximately 3,068 square feet of living space, and was originally constructed in 2021. The current price per square foot is $163. The average price per square foot for Single Family listings in ST CLOUD is $225. The average listing price for Single Family in ST CLOUD is $507,255. To schedule a showing of MLS#o6452769 at 1285 HILLTOP PLACE in ST CLOUD, FL, contact your CENTURY 21 Carioti agent at 2392986550.
Similar Listings Nearby
Courtesy of KELLER WILLIAMS REALTY AT THE PARKS. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 1285 HILLTOP PLACE
ST CLOUD, FL