7642 BENT TREE LOOP ST CLOUD FL 34773 | MLS #O6418564

7642 BENT TREE LOOP
ST CLOUD, FL, 34773
$366,900
3 Beds
2 Baths
1,780 SqFt
0.14 Acres
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MLS #O6418564 image #0
SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS!

Imagine coming home, stepping onto the covered lanai and looking out over a peaceful green conservation area instead of directly into another backyard. 7642 Bent Tree Loop combines that added privacy with the comfort and savings of brand-new construction.

Now offered at $366,900, this move-in-ready Adams Home features conservation view and flexible dining/office space. This 3-bedroom, 2-bath 1780A plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies.

The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors.

Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged.

This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit.

Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment.

NEW PRICE: $366,900
CONSERVATION VIEW AND FLEXIBLE DINING/OFFICE SPACE
NO CDD
$15,000 FLEX CASH
BUILDER-PAID CLOSING COSTS
ONLY $1,000 DEPOSIT

This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change.

CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

Property Details

Price:
$366,900
MLS #:
O6418564
Status:
Active
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
HARMONY CENTRAL PH 2
Neighborhood:
34773stcloudharmony
Listed Date:
Jun 20, 2026
Finished Sq Ft:
1,780
Total Sq Ft:
2,122
Lot Size:
6,098 sqft / 0.14 acres (approx)
Year Built:
2026
Primary Bedroom Main FloorNewconstructionCommunity Pool34773 – St Cloud (harmony)34773stcloudharmonyHarmony Central Ph 2Harmony Community School (k-5)Harmony MiddleHarmony High7 MonthsPets Allowed

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Schools

Elementary School:
Harmony Community School (K-5)
Middle School:
Harmony Middle
High School:
Harmony High

Interior

Appliances
Dishwasher, Electric Water Heater, Microwave, Range
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Carpet, Tile
Heating
Electric
Interior Features
Ceiling Fan(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry Features
Laundry Room
Levels
One

Exterior

Attached Garage YN
1
Community Features
Pool
Construction Materials
Block, Stucco
Covered Spaces
2
Direction Faces
East
Exterior Features
Irrigation System, Sidewalk
Garage Spaces
2
New Construction YN
1
Open Parking YN
1
Parking Features
Driveway
Roof
Shingle

Financial

HOA Fee
$904
HOA Fee Frequency
Annually
HOA Name
Pedro Gutierrez
HOA Phone
321-757-7902
Tax Year
2025
Taxes
$831

Map

Community

Subdivisions in ST CLOUD

Market Summary

Current real estate data for Single Family in ST CLOUD as of Oct 03, 2026
1,227
Single Family Listed
103
Avg DOM
229
Avg $ / SqFt
$521,332
Avg List Price

Property Summary

    Located in the HARMONY CENTRAL PH 2 subdivision, 7642 BENT TREE LOOP ST CLOUD FL is a Single Family for sale in ST CLOUD, FL, 34773. It is listed for $366,900 and features 3 beds, 2 baths, and has approximately 1,780 square feet of living space, and was originally constructed in 2026. The current price per square foot is $206. The average price per square foot for Single Family listings in ST CLOUD is $229. The average listing price for Single Family in ST CLOUD is $521,332. To schedule a showing of MLS#o6418564 at 7642 BENT TREE LOOP in ST CLOUD, FL, contact your CENTURY 21 Carioti agent at 2392986550.

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7642 BENT TREE LOOP
ST CLOUD, FL