3972 TARPON POINTE CIRCLE PALM HARBOR FL 34684 | MLS #TB8549067

3972 TARPON POINTE CIRCLE
PALM HARBOR, FL, 34684
$469,900
3 Beds
2 Baths
2,014 SqFt
0.16 Acres
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MLS #TB8549067 image #0
Under contract-accepting backup offers. Virtually Staged. Florida living at its finest awaits in this beautiful 3-bedroom, 2-bathroom Highland Lakes home, offering over 2,000 square feet of living space in Palm Harbor’s premier 55+ golf community, just steps from Lake Tarpon! A welcoming double-door entry opens to a bright and spacious interior where thoughtful updates and desirable features come together to create an easy, move-in-ready home. Inside, BRAND-NEW 2026 luxury vinyl plank flooring flows seamlessly throughout the home, complemented by fresh interior paint, new baseboards, multiple skylights, and hurricane-impact windows that fill the living spaces with natural light. The eat-in kitchen provides plenty of room to gather and features granite countertops, abundant cabinetry, a convenient built-in desk, and a breakfast nook for casual dining. The oversized indoor laundry room offers exceptional functionality with a spacious storage closet, utility sink, additional cabinetry, and a second refrigerator, along with direct access to the 2-car garage. The private primary suite is located at the rear of the home and features a large walk-in closet, an additional built-in closet, and an en-suite bathroom with a walk-in shower. Two additional spacious bedrooms offer walk-in closet space, providing plenty of room for guests, an office, hobbies, or additional storage. The major improvements have already been taken care of, including a BRAND-NEW 2026 ROOF, NEW 2025 HVAC, NEW 2025 HOT WATER HEATER, hurricane-impact windows, and brand-new rain gutters being installed prior to closing! The home has also recently passed a 4-point inspection and is situated high and dry in a non-flood zone, offering added peace of mind. Beyond the home, enjoy everything Highland Lakes has to offer for an incredibly affordable HOA fee of just $164 per month. Residents enjoy unlimited FREE golf on three private executive golf courses, plus tennis, pickleball, bocce, shuffleboard, fitness classes, clubs, entertainment, and a full calendar of social activities. The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf-cart-friendly streets add even more convenience to everyday life. Located just minutes from the Gulf beaches, outstanding shopping and dining, top-rated healthcare, professional sports, two international airports, and a cruise port, this exceptional home offers the perfect combination of modern updates, spacious living, and an active Florida lifestyle. Come discover all that this wonderful home and Highland Lakes have to offer!

Property Details

Price:
$469,900
MLS #:
TB8549067
Status:
Active Under Contract
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
HIGHLAND LAKES
Neighborhood:
34684palmharbor
Listed Date:
Sep 18, 2026
Finished Sq Ft:
2,014
Total Sq Ft:
2,654
Lot Size:
6,826 sqft / 0.16 acres (approx)
Year Built:
1989
WaterfrontLakefrontPoolTennisPrimary Bedroom Main FloorCommunity Club HouseCommunity 55 Plus34684 – Palm Harbor34684palmharborHighland LakesLake Tarpon55+ Community. Please Confirm Lease Restrictions With Highland Lakes Hoa.3 MonthsPets Allowed

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Schools

Interior

Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Luxury Vinyl
Heating
Central
Interior Features
Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Skylight(s), Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry Features
Inside, Laundry Room
Levels
One

Exterior

Architectural Style
Ranch, Traditional
Attached Garage YN
1
Community
55+
Community Features
Community Boat Ramp, Dock, Fishing, Lake, Water Access, Waterfront, Association Recreation – Owned, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks, Tennis Court(s)
Construction Materials
Block, Stucco
Covered Spaces
2
Direction Faces
Northwest
Exterior Features
Irrigation System, Lighting, Private Mailbox, Rain Gutters, Sidewalk
Garage Spaces
2
Lot Features
Landscaped, Level, Near Golf Course, Sidewalk
Open Parking YN
1
Parking Features
Driveway, Garage Door Opener, Golf Cart Parking
Patio And Porch Features
Front Porch, Screened
Roof
Shingle
Senior Community YN
1
Waterfront Features
Lake, Waterfront

Financial

HOA Fee
$164
HOA Fee Frequency
Monthly
HOA Includes
Common Area Taxes, Community Pool, Escrow Reserves Fund, Pool Maintenance, Recreational Facilities
HOA Name
Highland Lakes HOA
HOA Phone
(727) 784-1402
Tax Year
2025
Taxes
$2,279

Map

Community

Subdivisions in PALM HARBOR

Market Summary

Current real estate data for Single Family in PALM HARBOR as of Sep 26, 2026
359
Single Family Listed
95
Avg DOM
299
Avg $ / SqFt
$626,410
Avg List Price

Property Summary

    Located in the HIGHLAND LAKES subdivision, 3972 TARPON POINTE CIRCLE PALM HARBOR FL is a Single Family for sale in PALM HARBOR, FL, 34684. It is listed for $469,900 and features 3 beds, 2 baths, and has approximately 2,014 square feet of living space, and was originally constructed in 1989. The current price per square foot is $233. The average price per square foot for Single Family listings in PALM HARBOR is $299. The average listing price for Single Family in PALM HARBOR is $626,410. To schedule a showing of MLS#tb8549067 at 3972 TARPON POINTE CIRCLE in PALM HARBOR, FL, contact your CENTURY 21 Carioti agent at 2392986550.

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3972 TARPON POINTE CIRCLE
PALM HARBOR, FL