Back on the market after a tenant broke their lease! An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for—boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county!
The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views.
The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.
The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views.
The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.
Property Details
Price:
$690,000
MLS #:
TB8544945
Status:
Active
Beds:
4
Baths:
3
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
CYPRESS COVE
Neighborhood:
33549lutz
Listed Date:
Sep 2, 2026
Finished Sq Ft:
2,307
Total Sq Ft:
3,045
Lot Size:
14,507 sqft / 0.33 acres (approx)
Year Built:
1974
See this Listing
Schools
Elementary School:
Lutz-HB
Middle School:
Liberty-HB
High School:
Freedom-HB
Interior
Appliances
Convection Oven, Cooktop, Dishwasher, Dryer, Microwave, Range Hood, Washer
Bathrooms
3 Full Bathrooms
Cooling
Central Air
Flooring
Carpet, Vinyl
Heating
Central
Interior Features
Ceiling Fan(s), High Ceilings, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s)
Laundry Features
Laundry Closet
Levels
Two
Exterior
Attached Garage YN
1
Construction Materials
Stucco, Wood Frame, Block
Covered Spaces
2
Direction Faces
North
Exterior Features
Lighting, Outdoor Grill, Outdoor Shower, Private Yard, Courtyard, Rain Gutters, Sliding Doors
Garage Spaces
2
Lot Features
Unincorporated, Cul-De-Sac
Patio And Porch Features
Deck, Front Porch
Roof
Membrane, Shingle
View
Water
Waterfront Features
Lake Front
Financial
Tax Year
2025
Taxes
$10,155
Map
Community
- Address18200 CYPRESS COVE LANE LUTZ FL
- SubdivisionCYPRESS COVE
- CityLUTZ
- CountyHillsborough
- Zip Code33549
Subdivisions in LUTZ
- ACREAGE & UNREC
- AVILA UNIT 12
- BALLANTRAE PROFESSIONAL
- BARRINGTON SUB UNIT A
- BARRINGTON SUB UNIT B
- BELLAMERE
- BIARRITZ VILLAGE
- BIRCHWOOD PRESERVE SOUTH
- BONNIEBROOK ESTATES
- BRANT SHORES
- CALM HARBOUR SUB
- CALUSA TRACE TR 12
- CALUSA TRACE UNIT FIVE PH
- CALUSA TRACE UNIT FIVE PH 1
- CALUSA TRACE UNIT TWO
- CAMBRIDGE COVE
- CARPENTERS RUN
- CARPENTERS RUN IV-A
- CARPENTERS RUN PH 04B
- CHAPMAN MANORS
- CHEVAL
- CHEVAL TENNIS VILLG CONDO 4
- CHEVAL WEST
- CHEVAL WEST 1
- CHEVAL WEST VILLAGE 4 PH 3
- CHEVAL WEST VILLAGE 5B PH 01
- CHEVAL WEST VILLAGE 7
- CHEVAL WEST VILLAGE 9
- CHEVAL WEST VILLAGE ONE
- CHEVAL WEST VILLAGE THREE
- CHEVAL WEST VILLAGE UNIT 2
- CHEVAL WEST VILLG 7 DEAUVILL
- CHEVAL WEST VILLG THREE
- CLEWELL HEIGHTS
- CLEWELL HEIGHTS SECOND ADDITIO
- CORDOBA RANCH
- CORDOBA RANCH PARCELS FD-1 &
- COUNTRY OAKS
- CRENSHAW ACRES
- CRENSHAW LAKES
- CRYSTAL LAKES PROFESSIONAL CENTER
- CYPRESS COVE SUB
- CYPRESS HEAD
- CYPRESS PARK
- CYPRESS RANCH
- DEER PARK
- DEVANE ACRES SUB
- EAST NORTH TAMPA
- EAST NORTH TAMPA LOTS 3 AND 4 BLOCK 7
- EMERALD COVE
- FAIRCLOTH ESTATES
- FLORIDA TOWNSEND COLONY
- FOUNTAINS AT PARADISE LAKES CONDO
- FOXWOOD SUB
- FRENCHS PLATTED SUB
- HAMNERS W E SKIPPER ROAD HEIG
- HAMNERS W E WONDERLAND ACRES
- HERITAGE HARBOR
- HERITAGE HARBOR PH 1B
- HERITAGE HARBOR PH 2C
- HERON COVE CONDO PH 02
- HERON COVE CONDO PH 03
- HIDDEN OAKS TWNHMS
- HORNES ACRES
- INDIAN LAKES
- JMK ESTATES
- KAMBRIDGE SUB PH I
- KENSINGTON ESTATES
- KINGSBOROUGH GARDENS SUB
- LADERA
- LAKE CHARLES
- LAKE COMO CLUB RESIDENCE COOP
- LAKE COMO HOMESITES
- LAKE COMO RESIDENTIAL COOPERATIVE
- LAKE FOREST UNIT 1
- LAKE FOREST UNIT 2
- LAKE FOREST UNIT 6 B
- LAKE FULLER ESTATES PH II
- LAKE HANNA PRESERVE
- LAKE HERON PH 02
- LAKE HERON PH 03B 04B 05B
- LAKE HERON PH 08 09
- LAKE KEEN SUB
- LAKE KELL CROSSINGS
- LAKE PEARL LOT 24
- LAKES AT HERON COVE CONDO PH 06
- LAKES AT HERON COVE CONDO PH 07
- LAKES HERON COVE CONDO PH 07
- LAKES HERON COVE CONDO PH 5 CB 6 PGS 79-83…
- LAKES OF WELLINGTON PH 1
- LAKESHORE PRESERVE
- LAKEVIEW AT CALUSA TRACE
- LECLARE ESTATES
- LINCOLNWOOD ESTATES
- LIVINGSTON AVE ESTATES FIRST ADD
- LIVINGSTON GROVE
- LIVINGSTON UNIT III B
- LIVINGSTON UNIT IV
- LONG LAKE RANCH
- LONG LAKE RANCH VILLAGE
- LONG LAKE RANCH VILLAGE 1A
- LONG LAKE RANCH VILLAGE 1B
- LONG LAKE RANCH VILLAGE 2 PCLS C-1
- LONG LAKE RANCH VILLAGE 2 PRCL A-1, A
- LONG LAKE RANCH VILLAGE 3 PCLS C D E
- LONG LAKE RANCH VILLAGE 3 PCLS C-E
- LONG LAKE RANCH VILLAGE 4
- LONG LAKE RANCH VILLAGE 6 PRCL A
- LONG LAKE RANCH VILLAGE 6 PRCL B
- LONG LAKE RANCH VILLAGE 8
- LONG LAKE RANCH-VLG 8
- LUTZ
- MAGNOLIA ESTATES
- MANOR OAKS SUBDIVISION
- MANORS AT CYPRESS RANCH
- MANORS/CYPRESS RANCH
- MEADOWBROOK ESTATES
- MORGAN ACRES PLATTED SUBDIVISI
- MORSANI PH 2
- MORSANI PH 3B
- NORTHSIDE MOBILE VILLA UNIT 1
- OAK GROVE
- OAK GROVE PH 01A
- OAK GROVE PH 02
- OAK GROVE PH 03
- OAK GROVE PH 4A
- OAK GROVE PH 4B & 5B
- OAK GROVE PH 5A 6A & 6B
- OAK LEDGE SUB
- OAKWOOD PRESERVE
- ORANGE BLOSSOM CREEK PH 2
- PARADISE LAKES
- PARADISE LAKES CONDO
- PARADISE LAKES CONDOMINIUM
- PARADISE LAKES INDIVIDUAL
- PARADISE LAKES PH 03
- PARADISE LAKES PH 03E
- PARADISE LAKES RESORT CONDO
- PARADISE LAKES RV PARK CONDO
- PARADISE LAKESCONDO
- PARADISE PINES RV PARK CONDO
- PARKVIEW-AT LONG LAKE RANCH-PH 1
- PARKVIEW/LONG LAKE RANCH PH 1A
- PARKVIEW/LONG LAKE RANCH PH 1B
- PARKVIEW/LONG LAKE RANCH PH 2B
- PINE CREST ESTATES
- POND EDDY SUB UNIT 2
- PROMENADE AT LAKE PARK PH
- PROMENADE AT LAKE PARK PHASES 1 AND 2
- QUAIL HOLLOW VILLAGE
- RANCH LAKE ESTATES UNIT NO 1
- REFLECTIONS
- REFLECTIONS PH 1
- REFLECTIONS PH 2A
- SAN REMO SUB
- SANCTUARY ON LIVINGSTON
- SANCTUARY ON LIVINGSTON PHASE 4
- SAPPHIRE LAKE RANCHITOS
- SHADY LAKE SHORES
- SHERRY BROOK LANE
- SIERRA PINES SUB
- SIERRA PINES UNREC
- SILVER FORREST
- SONATA PH 1
- SONATA PH 2
- SONATA PHASE 2
- STERLING
- STONEBRIER PH 1
- STONEBRIER PH 2A-PARTIAL RE
- STONEBRIER PH 2B-1 PT
- STONEBRIER PH 3B
- STONEBRIER PH 4E
- SUNLAKE PARK UNIT 1
- SUNSET ESTATES
- SUNSET LANE PARK SUB
- SUNSET MANOR
- SYLVAN CROSSING
- SYLVAN CROSSING PH 1
- SYLVAN XING PH 1
- SYLVAN XING PH 2
- TAMPA DOWNS HEIGHTS
- TERRACES AT PARADISE LAKES A
- THE MANORS AT CRYSTAL LAKES
- TIFFANY LAKE MANORS
- TIMBERGROVE
- TIMBERGROVE TWNHMS
- TOWNES AT CYPRESS RANCH
- TOWNES/CYPRESS RANCH
- TRACERS LAKE KEEN ESTATES UNIT 02
- TRACERS LAKE KEEN ESTATES UNIT NO 2
- TRIPLE LAKES SUB
- TROPICAL LAKES
- TURNING POINT SUB
- TURTLE LAKES
- UNPLATTED
- UNREC SUB
- VILLAROSA
- VILLAROSA I
- VILLAROSA N
- VILLAROSA PH 1A
- VILLAROSA PH 1B3
- VILLAROSA PH 1D
- VILLAROSA PH F
- VILLAROSA PH G
- VILLAROSA PHASE 1B2
- VILLAROSA PHASE G
- VILLAS DEL LAGO
- VILLAS DEL LAGO PH I
- VOLANTI
- W E HAMNERS WONDERLAND ACRES ADD 01
- WALKERS RANCH ESTATES
- WATER EDGE AT HERON COVE PH 02
- WATERS EDGE AT HERON COVE SUBDIVISION PH
- WATERSIDE ARBORS
- WELLINGTON MANOR PH 2
- WELLINGTON MANORS
- WILLOW BEND
- WILLOW LAKE
- WILLOW LAKE SUB
- WILLOW RESERVE
- WILLOW RESERVE TR C-1
- WILLOW SQUARE TWNHMS
- WOOTENS LAKESIDE ESTATES
- WYNDGATE
- YOCAM VILLAGE REV
- ZZZ#
Market Summary
Current real estate data for Single Family in LUTZ as of Sep 15, 2026
234
Single Family Listed
96
Avg DOM
291
Avg $ / SqFt
$857,698
Avg List Price
Property Summary
- Located in the CYPRESS COVE subdivision, 18200 CYPRESS COVE LANE LUTZ FL is a Single Family for sale in LUTZ, FL, 33549. It is listed for $690,000 and features 4 beds, 3 baths, and has approximately 2,307 square feet of living space, and was originally constructed in 1974. The current price per square foot is $299. The average price per square foot for Single Family listings in LUTZ is $291. The average listing price for Single Family in LUTZ is $857,698. To schedule a showing of MLS#tb8544945 at 18200 CYPRESS COVE LANE in LUTZ, FL, contact your CENTURY 21 Carioti agent at 2392986550.
Similar Listings Nearby
Courtesy of WRIGHT DAVIS REAL ESTATE. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 18200 CYPRESS COVE LANE
LUTZ, FL
