Experience an exceptional waterfront lifestyle at 3198 Indian Gulf Lane, located in Aripeka, part of the greater Hernando Beach market area. This extensively renovated coastal residence is offered together with adjoining Lot 13, which forms an integral part of the homesite. The property combines comfortable coastal living with open water views, a poured-concrete seawall, private boat lift, expansive upper balcony, large covered ground-level entertaining area and one-car garage.
The main living level features an open and inviting floor plan designed to take advantage of the surrounding waterfront setting. The living room, dining area and remodeled kitchen flow together, with generous windows and sliding glass doors providing abundant natural light and views toward the water. The kitchen features white cabinetry, granite countertops, stainless-steel appliances, extensive counter space and a large island/breakfast bar providing additional seating and workspace. Wood-look flooring, plantation shutters, ceiling fans and coordinated coastal finishes contribute to the home’s updated presentation. The adjoining upper balcony substantially extends the living and dining areas outdoors and provides an ideal setting for relaxing, dining or enjoying the natural waterfront surroundings.
The upper level includes the primary bedroom with private bath, a second bedroom, an additional full bath and laundry area. A finished first-floor room provides valuable additional flexibility. Although this room does not have a closet, it is finished consistently with the home, has a window and conventional access, and includes a full private bathroom. The space is well suited for use as a guest bedroom, den, home office or other flex space.
Outdoor living is equally impressive. A substantial covered paver area beneath the home creates a shaded entertaining space complete with a dedicated bar area, while the upper balcony provides elevated views across the water. The poured-concrete seawall and private boat lift make the property particularly appealing for boating, fishing, kayaking and exploring the surrounding waterways leading to the Gulf of America. The home also features a metal roof, paver driveway and extensive updating throughout.
Aripeka is part of Florida’s Nature Coast and the greater Hernando Beach market area, offering convenient access to a variety of outdoor recreation and waterfront destinations. Nearby amenities include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. SunWest Park in Hudson provides additional beach and water recreation, while Weeki Wachee Springs is also within convenient reach. Popular Hernando Beach dining destinations include Brian’s Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping, dining and everyday services, including Cracker Barrel on Commercial Way. 3198 Indian Gulf Lane offers a distinctive combination of updated coastal living, flexible interior space, boating amenities and the natural waterfront setting that defines the Hernando Beach and 34607 coastal market.
The main living level features an open and inviting floor plan designed to take advantage of the surrounding waterfront setting. The living room, dining area and remodeled kitchen flow together, with generous windows and sliding glass doors providing abundant natural light and views toward the water. The kitchen features white cabinetry, granite countertops, stainless-steel appliances, extensive counter space and a large island/breakfast bar providing additional seating and workspace. Wood-look flooring, plantation shutters, ceiling fans and coordinated coastal finishes contribute to the home’s updated presentation. The adjoining upper balcony substantially extends the living and dining areas outdoors and provides an ideal setting for relaxing, dining or enjoying the natural waterfront surroundings.
The upper level includes the primary bedroom with private bath, a second bedroom, an additional full bath and laundry area. A finished first-floor room provides valuable additional flexibility. Although this room does not have a closet, it is finished consistently with the home, has a window and conventional access, and includes a full private bathroom. The space is well suited for use as a guest bedroom, den, home office or other flex space.
Outdoor living is equally impressive. A substantial covered paver area beneath the home creates a shaded entertaining space complete with a dedicated bar area, while the upper balcony provides elevated views across the water. The poured-concrete seawall and private boat lift make the property particularly appealing for boating, fishing, kayaking and exploring the surrounding waterways leading to the Gulf of America. The home also features a metal roof, paver driveway and extensive updating throughout.
Aripeka is part of Florida’s Nature Coast and the greater Hernando Beach market area, offering convenient access to a variety of outdoor recreation and waterfront destinations. Nearby amenities include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. SunWest Park in Hudson provides additional beach and water recreation, while Weeki Wachee Springs is also within convenient reach. Popular Hernando Beach dining destinations include Brian’s Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping, dining and everyday services, including Cracker Barrel on Commercial Way. 3198 Indian Gulf Lane offers a distinctive combination of updated coastal living, flexible interior space, boating amenities and the natural waterfront setting that defines the Hernando Beach and 34607 coastal market.
Property Details
Price:
$1,199,000
MLS #:
W7888807
Status:
Active
Beds:
2
Baths:
3
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
INDIAN BAY COUNTRY HOMES UNREC
Neighborhood:
34607springhlbrksvilleweekiwacheehernandobch
Listed Date:
Aug 25, 2026
Finished Sq Ft:
1,344
Total Sq Ft:
2,968
Lot Size:
15,632 sqft / 0.36 acres (approx)
Year Built:
1984
See this Listing
Schools
Interior
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Bathrooms
3 Full Bathrooms
Cooling
Central Air, Wall/Window Unit(s)
Flooring
Brick/Stone, Ceramic Tile, Luxury Vinyl
Heating
Central, Electric
Interior Features
Ceiling Fan(s), Crown Molding, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Window Treatments
Laundry Features
Electric Dryer Hookup, Inside, Upper Level, Washer Hookup
Levels
Two
Exterior
Architectural Style
Coastal
Attached Garage YN
1
Construction Materials
Stucco, Wood Frame
Covered Spaces
1
Direction Faces
North
Exterior Features
Balcony, Sliding Doors, Storage
Garage Spaces
1
Lot Features
FloodZone, In County, Level, Oversized Lot
Open Parking YN
1
Parking Features
Boat, Driveway, Under Building
Roof
Metal
View
Water
Waterfront Features
Gulf/Ocean
Window Features
Aluminum Frames, Shutters, Window Treatments
Financial
Tax Year
2025
Taxes
$17,674
Map
Community
- Address3198 INDIAN GULF LANE HERNANDO BEACH FL
- SubdivisionINDIAN BAY COUNTRY HOMES UNREC
- CityHERNANDO BEACH
- CountyHernando
- Zip Code34607
Subdivisions in HERNANDO BEACH
Market Summary
Current real estate data for Single Family in HERNANDO BEACH as of Aug 31, 2026
67
Single Family Listed
102
Avg DOM
371
Avg $ / SqFt
$643,499
Avg List Price
Property Summary
- Located in the INDIAN BAY COUNTRY HOMES UNREC subdivision, 3198 INDIAN GULF LANE HERNANDO BEACH FL is a Single Family for sale in HERNANDO BEACH, FL, 34607. It is listed for $1,199,000 and features 2 beds, 3 baths, and has approximately 1,344 square feet of living space, and was originally constructed in 1984. The current price per square foot is $892. The average price per square foot for Single Family listings in HERNANDO BEACH is $371. The average listing price for Single Family in HERNANDO BEACH is $643,499. To schedule a showing of MLS#w7888807 at 3198 INDIAN GULF LANE in HERNANDO BEACH, FL, contact your CENTURY 21 Carioti agent at 2392986550.
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Courtesy of BRIDGE POINT BUSINESS REAL EST. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 3198 INDIAN GULF LANE
HERNANDO BEACH, FL
