LAKEFRONT LIVING WITH AN ASSUMABLE 2.6% VA LOAN! Qualified buyers may be able to assume the existing VA loan at an incredible 2.6% interest rate, and you do NOT have to be a veteran to qualify for a VA loan assumption. This rare financing opportunity could mean substantial savings compared to today’s prevailing mortgage rates. Welcome to 331 Bay Street, an extensively renovated lakefront retreat situated on nearly 0.60 acres directly on beautiful Lake Ariana. Offering nearly 3,500 square feet of living space, this 3-bedroom, 3-bath home delivers the space, privacy, and waterfront lifestyle that make Florida living so special. Wake up to breathtaking lake views, spend the afternoon enjoying the water, and end your day watching the sunset from your private dock. Inside, expansive windows fill the home with natural light and showcase beautiful waterfront views throughout. The spacious floor plan offers multiple living and entertaining areas, an updated kitchen designed for gathering, generously sized bedrooms, and renovated bathrooms. Step outside to your private backyard oasis featuring a screened swimming pool, expansive outdoor entertaining areas, mature landscaping, and direct access to Lake Ariana. Boating, fishing, paddleboarding, pool days, and sunset evenings on the dock are all right outside your door. With NO HOA, ample parking, and convenient access to Central Florida, this property offers exceptional flexibility as a primary residence, second home, executive retreat, or investment property. Finding a lakefront home with nearly 0.60 acres, approximately 3,500 square feet, a private dock, swimming pool, NO HOA, AND the potential to assume a 2.6% VA loan is an opportunity that is difficult to duplicate. Schedule your private showing and experience the Lake Ariana lifestyle for yourself.
Property Details
Price:
$749,000
MLS #:
TB8516430
Status:
Active
Beds:
3
Baths:
3
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
FLANIGAN C R SUB
Neighborhood:
33823auburndale
Listed Date:
Jun 5, 2026
Finished Sq Ft:
3,488
Total Sq Ft:
5,501
Lot Size:
25,130 sqft / 0.59 acres (approx)
Year Built:
1973
See this Listing
Schools
Elementary School:
Auburndale Central Elem
Middle School:
Stambaugh Middle
High School:
Auburndale High School
Interior
Appliances
Dishwasher, Disposal, Ice Maker, Range, Range Hood, Refrigerator, Wine Refrigerator
Bathrooms
3 Full Bathrooms
Cooling
Central Air
Flooring
Ceramic Tile, Laminate, Porcelain Tile, Hardwood
Heating
Central
Interior Features
Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Wet Bar, Window Treatments
Laundry Features
Inside
Levels
One
Exterior
Attached Garage YN
1
Construction Materials
Block, Stucco
Covered Spaces
2
Direction Faces
East
Exterior Features
Irrigation System, Lighting, Sidewalk, Sliding Doors
Fencing
Chain Link, Fenced, Vinyl
Garage Spaces
2
Lot Features
City Lot, Sidewalk
Open Parking YN
1
Other Structures
Shed(s)
Parking Features
Circular Driveway, Driveway, Oversized
Patio And Porch Features
Covered, Deck, Enclosed, Front Porch, Patio, Porch, Rear Porch, Screened
Roof
Shingle
Security Features
Smoke Detector(s)
Spa Features
In Ground
View
Water
Waterfront Features
Lake Front
Window Features
Blinds, Window Treatments
Financial
Tax Year
2025
Taxes
$7,447
Map
Community
- Address331 BAY STREET AUBURNDALE FL
- SubdivisionFLANIGAN C R SUB
- CityAUBURNDALE
- CountyPolk
- Zip Code33823
Subdivisions in AUBURNDALE
- ACREAGE
- ACREAGE & UNREC
- ALBERTA PARK ANNEX REP
- ALBERTA PARK SUB
- AMBER ESTATES
- ARIANA CORP
- ARIANA COURT
- ARIANA HARBOR
- ARIANA HILLS
- ARIANA SHORES MHP
- ARIETTA HILLS
- ARIETTA PALMS
- ARIETTA SHORES
- ATLANTIC HEIGHTS REP PT
- AUBBURN GROVE PH 1
- AUBURN GROVE
- AUBURN GROVE PH I
- AUBURN GROVE PH II
- AUBURN GROVE PHASE 1
- AUBURN MOBILE PARK
- AUBURN OAKS
- AUBURN OAKS PH 02
- AUBURN PRESERVE
- AUBURNDALE
- AUBURNDALE HEIGHTS
- AUBURNDALE LAKESIDE PARK
- AUBURNDALE MANOR
- AUBURNDALE RESUB
- AZALEA PARK
- BAYWOOD SHORES FIRST ADD
- BELL WILLIE SURVEY
- BENTLEY NORTH
- BERGEN POINTE ESTATES
- BERKLEY POINTE
- BERKLEY RDG PH 03
- BERKLEY RDG PH 2
- BERKLEY RDG PH 3
- BERKLEY RESERVE REP
- BERKLEY RIDGE
- BERKLEY RIDGE PH 01
- BROOKLAND PARK
- CADENCE CROSSING
- CALDWELL ESTATES
- CASCARA
- CIRCUIT FLORIDA
- CIRCUIT FLORIDA CONDOMINIUM
- CLASSIC VIEW ESTATES
- CLASSIC VIEW FARMS
- CORLETTS SUB
- DENNIS PARK
- DENTON OAKS SUB
- DIAMOND RIDGE 02
- DIXIE HIGHWAY GARDENS
- EAGLE POINT
- EDMISTON & ESLICK ADD
- ENCLAVE AT LAKE MYRTLE
- ENCLAVE/LK ARIETTA
- ENCLAVE/LK MYRTLE
- ESTATES AUBURNDALE
- ESTATES AUBURNDALE PH 02
- ESTATES OF AUBURNDALE
- ESTATES/AUBURNDALE PH 2
- EVYLN HEIGHTS UNIT 03 REP
- FLAMINGO HEIGHTS SUB
- FLANIGAN C R SUB
- GODFREY MANOR
- GRIMES WOODLAND WATERS
- GROVE ESTATES SECOND ADD
- HAZEL CREST
- HICKORY RANCH
- HILLS ARIETTA
- HILLS OF ARIETTA
- HOLLOWAY ACRES TR 9
- INTERLOCHEN SUBDIVISION
- JOHNSON HEIGHTS
- JOLLEYS ADD
- JULIANA VILLAGE
- JULIANA VILLAGE PH 2
- JULIANA VILLAGE PH 3
- JULIANA WEST
- KEYSTONE MANOR
- KIMBERLY ANN COURT
- KIRKLAND LAKE ESTATES
- KOSSUTHVILLE
- KOSSUTHVILLE SUB
- KOSSUTHVILLE TOWNSITE SUB
- LAKE ARIANA ESTATES
- LAKE ARIANA ESTATES
- LAKE ARIETTA RESERVE
- LAKE HART ESTATES PH 2 UN 1
- LAKE JULIANA ESTATES
- LAKE MATTIE PRESERVE ESTATES
- LAKE MYRTLE SHORES
- LAKE TENNESSEE COUNTRY ESTATES
- LAKE VAN
- LAKE VAN SUB
- LAKE VIEW TERRACE
- LAKE WHISTLER ESTATES
- LAKEDALE SUB
- LAKESIDE HILL
- LENA VISTA
- LENA VISTA SUB
- LISA HEIGHTS
- MARIANA WOODS
- MARIANNA PARK
- MATTIE POINTE
- MATTIS POINTS
- MIDWAY GARDENS
- MIDWAY GDNS
- NOT IN SUBDIVISION
- NOXONS SUB
- OAK MANOR
- OLD TOWN REDDING SUB
- OTTER WOODS ESTATES
- PADDOCK PLACE
- PALM LAWN SUB
- PAULA HEIGHTS
- PINE CREST COURT
- PINEDALE SUB
- PRESTOWN SUB
- RESERVE AT VAN OAKS
- RESERVE AT VAN OAKS PHASE
- RESERVE/VAN OAKS PH 1
- ROGERS LANDING
- SANITARIA
- SEASONS AT MATTIE POINTE
- SEASONS/MATTIE POINTE
- SHADDOCK ESTATES
- ST NEOTS SUB
- STRONGS SUB
- SUMMERLAKE ESTATES
- SUN ACRES
- SUN ACRES UN 1
- SUNRIDGE ACRES
- SUNSET PARK
- SUTTON PLACE PH 1
- THE RESERVE / VAN OAKS PH 1
- TRIPLE LAKE SUB
- TROPICAL ACRES
- TUXEDO PARK SUB
- VAN LAKES THREE
- WARERCREST STATES
- WATER RIDGE
- WATER RIDGE SUB
- WATERCREST ESTATES
- WATERVIEW
- WHATLEY ESTATES
- WHISPERING PINES SUB
- WHISTLER WOODS
- WIHALA ADD
- WINONA PARK
- WITHAM ACRES REP
Market Summary
Current real estate data for Single Family in AUBURNDALE as of Aug 18, 2026
275
Single Family Listed
116
Avg DOM
196
Avg $ / SqFt
$413,510
Avg List Price
Property Summary
- Located in the FLANIGAN C R SUB subdivision, 331 BAY STREET AUBURNDALE FL is a Single Family for sale in AUBURNDALE, FL, 33823. It is listed for $749,000 and features 3 beds, 3 baths, and has approximately 3,488 square feet of living space, and was originally constructed in 1973. The current price per square foot is $215. The average price per square foot for Single Family listings in AUBURNDALE is $196. The average listing price for Single Family in AUBURNDALE is $413,510. To schedule a showing of MLS#tb8516430 at 331 BAY STREET in AUBURNDALE, FL, contact your CENTURY 21 Carioti agent at 2392986550.
Similar Listings Nearby
Courtesy of DIVINE ESTATES REALTY LLC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 331 BAY STREET
AUBURNDALE, FL
