Lakefront home plus an income-producing duplex, sold together on 0.58 acre in Umatilla. The package includes the 1,258 sq ft lakefront home at 264 S. Central Ave. and the 2,064 sq ft duplex at 260 S. Central Ave. (Units A and B), both currently occupied. You can live on the water and collect rent next door, or hold both as investments.
The home: two ensuite bedrooms with glass-enclosed showers. The primary suite has an extra-large walk-in closet and a dual-head shower, and the second bedroom has a built-in office and a Murphy bed. The kitchen has quartz counters and Whirlpool appliances, and a large pantry holds the Samsung washer and dryer. The home also has tongue-and-groove cypress ceilings, tile throughout, and 6″ spray-foam insulation. A wall of double-pane glass with two 8-ft sliders opens to a large screened lanai with an outdoor kitchen, a hot tub, lake views and a private dock.
Systems: a whole-house Generac generator and Trane HVAC, both under service contract. A Navien tankless gas water heater. Gas heat, range and dryer. Lake-fed irrigation, underground utilities, and a lift station to city sewer. Also an extra-large double carport, a digital entry lock and a lockable exterior storage room.
The lake is Lake Enola. Near downtown Umatilla and the Ocala National Forest. Titled in a land trust (documents available). The home and the duplex are also listed separately.
The home: two ensuite bedrooms with glass-enclosed showers. The primary suite has an extra-large walk-in closet and a dual-head shower, and the second bedroom has a built-in office and a Murphy bed. The kitchen has quartz counters and Whirlpool appliances, and a large pantry holds the Samsung washer and dryer. The home also has tongue-and-groove cypress ceilings, tile throughout, and 6″ spray-foam insulation. A wall of double-pane glass with two 8-ft sliders opens to a large screened lanai with an outdoor kitchen, a hot tub, lake views and a private dock.
Systems: a whole-house Generac generator and Trane HVAC, both under service contract. A Navien tankless gas water heater. Gas heat, range and dryer. Lake-fed irrigation, underground utilities, and a lift station to city sewer. Also an extra-large double carport, a digital entry lock and a lockable exterior storage room.
The lake is Lake Enola. Near downtown Umatilla and the Ocala National Forest. Titled in a land trust (documents available). The home and the duplex are also listed separately.
Property Details
Price:
$870,000
MLS #:
G5111095
Status:
Active
Beds:
2
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
UMATILLA MITCHENORS ADD
Neighborhood:
32784umatilladonavista
Listed Date:
May 15, 2026
Finished Sq Ft:
1,258
Total Sq Ft:
1,980
Lot Size:
25,222 sqft / 0.58 acres (approx)
Year Built:
2020
See this Listing
Schools
Elementary School:
Umatilla Elem
Middle School:
Umatilla Middle
High School:
Umatilla High
Interior
Appliances
Dishwasher, Range, Refrigerator, Tankless Water Heater
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Tile
Heating
Central, Electric
Interior Features
Accessibility Features, Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry Features
Inside
Levels
One
Exterior
Construction Materials
Block, Cement Siding, Wood Frame
Covered Spaces
2
Direction Faces
East
Exterior Features
Lighting, Storage
Parking Features
Covered
Roof
Shingle
Waterfront Features
Lake Front
Financial
Tax Year
2025
Taxes
$6,857
Map
Community
- Address260 S CENTRAL AVENUE UMATILLA FL
- SubdivisionUMATILLA MITCHENORS ADD
- CityUMATILLA
- CountyLake
- Zip Code32784
Subdivisions in UMATILLA
- ACREAGE & UNREC
- BIG SCRUB CAMPSITES
- BIG TREE
- BIG TREE CAMPSITES
- BIG TREE CAMPSITES SEC A
- BIG TREE CAMPSITES SEC D
- BIG TREE CAMPSITES SEC. D
- BRYN MAWR ON LAKE ADD 01
- CROOKED OAK ESTATES
- EAST UMATILLA
- EUSTIS PARK SUB
- FLORIDA ORANGE GROVE CORP
- FOREST LAKE CAMPSITES
- FOREST RIDGE CAMPSITES
- FRST LAKE CAMPSITES
- FRST LAKES CAMPSITES
- GIBSON & GOTHERMANS ADD
- HIGLEY
- LAKE ELLA
- LAKE MURPHY ESTATES
- LEE ACRES
- LYNNWOOD
- MAGNOLIA POINTE
- MERRILL-VAUGHN SUBDIVISION
- NICOTOON LAKE
- NON SUBDIVISION
- NORTH UMATILLA
- PEGGYS COVE
- R P GUERRANTS SUB
- ROLLING WOODS
- ROLLING WOODS 4 SEC 2
- SANDY ACRES
- SANDY ACRES ESTATE
- SANDY ACRES SEC 30
- SEASONS AT MAGNOLIA POINTE
- SEC 21 TWP 17 RGE 25 PLAT BOOK UNR PAGE 214 BIG TR
- SHORELIN RANCH
- SHORELINE RANCH
- SILVER BEACH HEIGHTS
- SILVER LAKE PARK
- SLEEPY HOLLOW
- THREE LAKES SUB
- TWIN LAKES ESTATES
- UMATILLA BRYN MAWR ON LAKE
- UMATILLA BUENA VISTA SUB
- UMATILLA COTTAGES AT WATERS EDGE
- UMATILLA DE VAULTS
- UMATILLA GILES & HAUCK
- UMATILLA LAKE MARY ESTATES SUB
- UMATILLA LAKE REGION REALTY CO
- UMATILLA LOCH LOMOND
- UMATILLA MITCHENORS ADD
- UMATILLA NORTH UMATILLA
- UMATILLA OAK PARK
- UMATILLA ORANGE COURT
- UMATILLA OSCEOLA PARK
- UMATILLA PALM COURT
- UMATILLA SOUTHERN SHORES
- UMATILLA SWISS BELLEVUE SUB
- UMATILLA TURPENTINE COS
- UMATILLA VETERANS VILLAGE
- UMATILLA YANCEYS ADD
- UNINCORPORATED
- UNRECORDED SUB SEC B
- VISTA OAKS
Market Summary
Current real estate data for Single Family in UMATILLA as of Oct 11, 2026
86
Single Family Listed
131
Avg DOM
282
Avg $ / SqFt
$550,926
Avg List Price
Property Summary
- Located in the UMATILLA MITCHENORS ADD subdivision, 260 S CENTRAL AVENUE UMATILLA FL is a Single Family for sale in UMATILLA, FL, 32784. It is listed for $870,000 and features 2 beds, 2 baths, and has approximately 1,258 square feet of living space, and was originally constructed in 2020. The current price per square foot is $692. The average price per square foot for Single Family listings in UMATILLA is $282. The average listing price for Single Family in UMATILLA is $550,926. To schedule a showing of MLS#g5111095 at 260 S CENTRAL AVENUE in UMATILLA, FL, contact your CENTURY 21 Carioti agent at 2392986550.
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Courtesy of RLW REALTY. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 260 S CENTRAL AVENUE
UMATILLA, FL
