A Rare Find in Lutz/Wesley Chapel — Pool Home with NO HOA and NO CDD!
This unique pool home offers an exceptional combination of space, updates, privacy, and location — all with NO HOA and NO CDD! With the lowest price per square foot for a pool home in the area, this property presents an opportunity to own a very nice home in a highly desirable part of Lutz and Wesley Chapel while walking into instant equity.
Inside, the home features a distinctive open layout with long, flowing spaces and an abundance of natural light. The remodeled kitchen features beautiful gray shaker-style cabinets, quartz countertops, plenty of workspace for cooking and entertaining, and an enormous pantry providing an exceptional amount of storage. Luxury vinyl flooring runs throughout the home, creating a consistent and modern look. One of the home’s most distinctive features is the living room, where gorgeous exposed wood beams add warmth and character, while beautiful fireplace serves as the centerpiece of the room, creating a natural gathering space and giving the home a style that is difficult to duplicate.
The bathrooms have also been updated with new vanities and modern finishes.
The enormous backyard sits on a conservation lot, offering a level of privacy and natural surroundings that is increasingly difficult to find in this area. The pool area includes a large covered space, providing plenty of room to relax, entertain, or simply enjoy the Florida lifestyle while staying out of the sun.
The location is another major advantage. Situated just off Wesley Chapel Boulevard, the home is conveniently positioned near restaurants, shopping, schools, and the many amenities throughout the Lutz and Wesley Chapel area. Wesley Chapel Boulevard is currently undergoing improvements, with completion slated for May 2027, bringing additional enhancements to this important local thoroughfare.
The home is zoned for A-rated elementary, middle, and high schools, adding another valuable benefit for those looking to be in a highly regarded school area. Homes offering this combination of a pool, large conservation lot, updated interior, unique character, convenient location, NO HOA, and NO CDD are hard to find. Add in the value offered by the price per square foot, and this is an opportunity worth taking a serious look at. This is truly a hidden gem in the Lutz/Wesley Chapel area with the space, features, location, and freedom buyers are looking for — without the HOA or CDD fees and no flood insurance required. Call me to schedule your showing today!
This unique pool home offers an exceptional combination of space, updates, privacy, and location — all with NO HOA and NO CDD! With the lowest price per square foot for a pool home in the area, this property presents an opportunity to own a very nice home in a highly desirable part of Lutz and Wesley Chapel while walking into instant equity.
Inside, the home features a distinctive open layout with long, flowing spaces and an abundance of natural light. The remodeled kitchen features beautiful gray shaker-style cabinets, quartz countertops, plenty of workspace for cooking and entertaining, and an enormous pantry providing an exceptional amount of storage. Luxury vinyl flooring runs throughout the home, creating a consistent and modern look. One of the home’s most distinctive features is the living room, where gorgeous exposed wood beams add warmth and character, while beautiful fireplace serves as the centerpiece of the room, creating a natural gathering space and giving the home a style that is difficult to duplicate.
The bathrooms have also been updated with new vanities and modern finishes.
The enormous backyard sits on a conservation lot, offering a level of privacy and natural surroundings that is increasingly difficult to find in this area. The pool area includes a large covered space, providing plenty of room to relax, entertain, or simply enjoy the Florida lifestyle while staying out of the sun.
The location is another major advantage. Situated just off Wesley Chapel Boulevard, the home is conveniently positioned near restaurants, shopping, schools, and the many amenities throughout the Lutz and Wesley Chapel area. Wesley Chapel Boulevard is currently undergoing improvements, with completion slated for May 2027, bringing additional enhancements to this important local thoroughfare.
The home is zoned for A-rated elementary, middle, and high schools, adding another valuable benefit for those looking to be in a highly regarded school area. Homes offering this combination of a pool, large conservation lot, updated interior, unique character, convenient location, NO HOA, and NO CDD are hard to find. Add in the value offered by the price per square foot, and this is an opportunity worth taking a serious look at. This is truly a hidden gem in the Lutz/Wesley Chapel area with the space, features, location, and freedom buyers are looking for — without the HOA or CDD fees and no flood insurance required. Call me to schedule your showing today!
Property Details
Price:
$420,000
MLS #:
TB8545612
Status:
Active
Beds:
4
Baths:
2.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
TAMPA DOWNS HEIGHTS
Neighborhood:
33559lutz
Listed Date:
Sep 5, 2026
Finished Sq Ft:
2,478
Total Sq Ft:
3,084
Lot Size:
10,440 sqft / 0.24 acres (approx)
Year Built:
1980
See this Listing
Schools
Elementary School:
Veterans Elementary School
Middle School:
Cypress Creek Middle School
High School:
Cypress Creek High-PO
Interior
Appliances
Dishwasher, Electric Water Heater, Microwave, Refrigerator
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Vinyl
Heating
Heat Pump
Interior Features
High Ceilings, Open Floorplan, Thermostat
Laundry Features
Inside, Laundry Room
Levels
One
Exterior
Attached Garage YN
1
Construction Materials
Block
Covered Spaces
2
Direction Faces
Northeast
Exterior Features
Sliding Doors
Fencing
Vinyl
Garage Spaces
2
Roof
Shake
View
Trees/Woods
Financial
Tax Year
2025
Taxes
$4,250
Map
Community
- Address4545 DEBBIE LANE LUTZ FL
- SubdivisionTAMPA DOWNS HEIGHTS
- CityLUTZ
- CountyPasco
- Zip Code33559
Subdivisions in LUTZ
- ACREAGE & UNREC
- AVILA UNIT 12
- BALLANTRAE PROFESSIONAL
- BARRINGTON SUB UNIT A
- BARRINGTON SUB UNIT B
- BELLAMERE
- BIARRITZ VILLAGE
- BIRCHWOOD PRESERVE SOUTH
- BONNIEBROOK ESTATES
- BRANT SHORES
- CALM HARBOUR SUB
- CALUSA TRACE TR 12
- CALUSA TRACE UNIT FIVE PH
- CALUSA TRACE UNIT FIVE PH 1
- CALUSA TRACE UNIT TWO
- CAMBRIDGE COVE
- CARPENTERS RUN
- CARPENTERS RUN IV-A
- CARPENTERS RUN PH 04B
- CHAPMAN MANORS
- CHEVAL
- CHEVAL TENNIS VILLG CONDO 4
- CHEVAL WEST
- CHEVAL WEST 1
- CHEVAL WEST VILLAGE 4 PH 3
- CHEVAL WEST VILLAGE 5B PH 01
- CHEVAL WEST VILLAGE 7
- CHEVAL WEST VILLAGE 9
- CHEVAL WEST VILLAGE ONE
- CHEVAL WEST VILLAGE THREE
- CHEVAL WEST VILLAGE UNIT 2
- CHEVAL WEST VILLG 7 DEAUVILL
- CHEVAL WEST VILLG THREE
- CLEWELL HEIGHTS
- CLEWELL HEIGHTS SECOND ADDITIO
- CORDOBA RANCH
- CORDOBA RANCH PARCELS FD-1 &
- COUNTRY OAKS
- CRENSHAW ACRES
- CRENSHAW LAKES
- CRYSTAL LAKES PROFESSIONAL CENTER
- CYPRESS COVE SUB
- CYPRESS HEAD
- CYPRESS PARK
- CYPRESS RANCH
- DEER PARK
- DEVANE ACRES SUB
- EAST NORTH TAMPA
- EAST NORTH TAMPA LOTS 3 AND 4 BLOCK 7
- EMERALD COVE
- FAIRCLOTH ESTATES
- FLORIDA TOWNSEND COLONY
- FOUNTAINS AT PARADISE LAKES CONDO
- FOXWOOD SUB
- FRENCHS PLATTED SUB
- HAMNERS W E SKIPPER ROAD HEIG
- HAMNERS W E WONDERLAND ACRES
- HERITAGE HARBOR
- HERITAGE HARBOR PH 1B
- HERITAGE HARBOR PH 2C
- HERON COVE CONDO PH 02
- HERON COVE CONDO PH 03
- HIDDEN OAKS TWNHMS
- HORNES ACRES
- INDIAN LAKES
- JMK ESTATES
- KAMBRIDGE SUB PH I
- KENSINGTON ESTATES
- KINGSBOROUGH GARDENS SUB
- LADERA
- LAKE CHARLES
- LAKE COMO CLUB RESIDENCE COOP
- LAKE COMO HOMESITES
- LAKE COMO RESIDENTIAL COOPERATIVE
- LAKE FOREST UNIT 1
- LAKE FOREST UNIT 2
- LAKE FOREST UNIT 6 B
- LAKE FULLER ESTATES PH II
- LAKE HANNA PRESERVE
- LAKE HERON PH 02
- LAKE HERON PH 03B 04B 05B
- LAKE HERON PH 08 09
- LAKE KEEN SUB
- LAKE KELL CROSSINGS
- LAKE PEARL LOT 24
- LAKES AT HERON COVE CONDO PH 06
- LAKES AT HERON COVE CONDO PH 07
- LAKES HERON COVE CONDO PH 07
- LAKES HERON COVE CONDO PH 5 CB 6 PGS 79-83…
- LAKES OF WELLINGTON PH 1
- LAKESHORE PRESERVE
- LAKEVIEW AT CALUSA TRACE
- LECLARE ESTATES
- LINCOLNWOOD ESTATES
- LIVINGSTON AVE ESTATES FIRST ADD
- LIVINGSTON GROVE
- LIVINGSTON UNIT III B
- LIVINGSTON UNIT IV
- LONG LAKE RANCH
- LONG LAKE RANCH VILLAGE
- LONG LAKE RANCH VILLAGE 1A
- LONG LAKE RANCH VILLAGE 1B
- LONG LAKE RANCH VILLAGE 2 PCLS C-1
- LONG LAKE RANCH VILLAGE 2 PRCL A-1, A
- LONG LAKE RANCH VILLAGE 3 PCLS C D E
- LONG LAKE RANCH VILLAGE 3 PCLS C-E
- LONG LAKE RANCH VILLAGE 4
- LONG LAKE RANCH VILLAGE 6 PRCL A
- LONG LAKE RANCH VILLAGE 6 PRCL B
- LONG LAKE RANCH VILLAGE 8
- LONG LAKE RANCH-VLG 8
- LUTZ
- MAGNOLIA ESTATES
- MANOR OAKS SUBDIVISION
- MANORS AT CYPRESS RANCH
- MANORS/CYPRESS RANCH
- MEADOWBROOK ESTATES
- MORGAN ACRES PLATTED SUBDIVISI
- MORSANI PH 2
- MORSANI PH 3B
- NORTHSIDE MOBILE VILLA UNIT 1
- OAK GROVE
- OAK GROVE PH 01A
- OAK GROVE PH 02
- OAK GROVE PH 03
- OAK GROVE PH 4A
- OAK GROVE PH 4B & 5B
- OAK GROVE PH 5A 6A & 6B
- OAK LEDGE SUB
- OAKWOOD PRESERVE
- ORANGE BLOSSOM CREEK PH 2
- PARADISE LAKES
- PARADISE LAKES CONDO
- PARADISE LAKES CONDOMINIUM
- PARADISE LAKES INDIVIDUAL
- PARADISE LAKES PH 03
- PARADISE LAKES PH 03E
- PARADISE LAKES RESORT CONDO
- PARADISE LAKES RV PARK CONDO
- PARADISE LAKESCONDO
- PARADISE PINES RV PARK CONDO
- PARKVIEW-AT LONG LAKE RANCH-PH 1
- PARKVIEW/LONG LAKE RANCH PH 1A
- PARKVIEW/LONG LAKE RANCH PH 1B
- PARKVIEW/LONG LAKE RANCH PH 2B
- PINE CREST ESTATES
- POND EDDY SUB UNIT 2
- PROMENADE AT LAKE PARK PH
- PROMENADE AT LAKE PARK PHASES 1 AND 2
- QUAIL HOLLOW VILLAGE
- RANCH LAKE ESTATES UNIT NO 1
- REFLECTIONS
- REFLECTIONS PH 1
- REFLECTIONS PH 2A
- SAN REMO SUB
- SANCTUARY ON LIVINGSTON
- SANCTUARY ON LIVINGSTON PHASE 4
- SAPPHIRE LAKE RANCHITOS
- SHADY LAKE SHORES
- SHERRY BROOK LANE
- SIERRA PINES SUB
- SIERRA PINES UNREC
- SILVER FORREST
- SONATA PH 1
- SONATA PH 2
- SONATA PHASE 2
- STERLING
- STONEBRIER PH 1
- STONEBRIER PH 2A-PARTIAL RE
- STONEBRIER PH 2B-1 PT
- STONEBRIER PH 3B
- STONEBRIER PH 4E
- SUNLAKE PARK UNIT 1
- SUNSET ESTATES
- SUNSET LANE PARK SUB
- SUNSET MANOR
- SYLVAN CROSSING
- SYLVAN CROSSING PH 1
- SYLVAN XING PH 1
- SYLVAN XING PH 2
- TAMPA DOWNS HEIGHTS
- TERRACES AT PARADISE LAKES A
- THE MANORS AT CRYSTAL LAKES
- TIFFANY LAKE MANORS
- TIMBERGROVE
- TIMBERGROVE TWNHMS
- TOWNES AT CYPRESS RANCH
- TOWNES/CYPRESS RANCH
- TRACERS LAKE KEEN ESTATES UNIT 02
- TRACERS LAKE KEEN ESTATES UNIT NO 2
- TRIPLE LAKES SUB
- TROPICAL LAKES
- TURNING POINT SUB
- TURTLE LAKES
- UNPLATTED
- UNREC SUB
- VILLAROSA
- VILLAROSA I
- VILLAROSA N
- VILLAROSA PH 1A
- VILLAROSA PH 1B3
- VILLAROSA PH 1D
- VILLAROSA PH F
- VILLAROSA PH G
- VILLAROSA PHASE 1B2
- VILLAROSA PHASE G
- VILLAS DEL LAGO
- VILLAS DEL LAGO PH I
- VOLANTI
- W E HAMNERS WONDERLAND ACRES ADD 01
- WALKERS RANCH ESTATES
- WATER EDGE AT HERON COVE PH 02
- WATERS EDGE AT HERON COVE SUBDIVISION PH
- WATERSIDE ARBORS
- WELLINGTON MANOR PH 2
- WELLINGTON MANORS
- WILLOW BEND
- WILLOW LAKE
- WILLOW LAKE SUB
- WILLOW RESERVE
- WILLOW RESERVE TR C-1
- WILLOW SQUARE TWNHMS
- WOOTENS LAKESIDE ESTATES
- WYNDGATE
- YOCAM VILLAGE REV
- ZZZ#
Market Summary
Current real estate data for Single Family in LUTZ as of Sep 24, 2026
233
Single Family Listed
98
Avg DOM
290
Avg $ / SqFt
$865,584
Avg List Price
Property Summary
- Located in the TAMPA DOWNS HEIGHTS subdivision, 4545 DEBBIE LANE LUTZ FL is a Single Family for sale in LUTZ, FL, 33559. It is listed for $420,000 and features 4 beds, 3 baths, and has approximately 2,478 square feet of living space, and was originally constructed in 1980. The current price per square foot is $169. The average price per square foot for Single Family listings in LUTZ is $290. The average listing price for Single Family in LUTZ is $865,584. To schedule a showing of MLS#tb8545612 at 4545 DEBBIE LANE in LUTZ, FL, contact your CENTURY 21 Carioti agent at 2392986550.
Similar Listings Nearby
Courtesy of FUTURE HOME REALTY INC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 4545 DEBBIE LANE
LUTZ, FL
