Nestled at the end of Memorial Causeway in Clearwater, the Cutter Cove condominium community offers a rare opportunity to enjoy the coastal lifestyle in the highly desirable Island Estates and Clearwater Beach area. This extremely well maintained condo presents an exceptional blend of comfort and convenience. Just minutes from the vibrant Clearwater Beach and the charm of Downtown Clearwater, this unit is ideal for those seeking a second home, an investment property, or a permanent beachside residence. The unit, lovingly cared for by its original owner for 30 years, comes fully furnished and gently used, making it move-in ready. With 1,700 square feet of thoughtfully designed living space, the home features three bedrooms and three full baths, plus a spacious loft that adds versatility for guests or a home office. Each bedroom, as well as the main living area, opens to its own private balcony, offering plenty of natural light and space to enjoy the Florida breeze. The floor plan is both functional and inviting, perfect for entertaining or quiet relaxation. Practical features include a large tandem garage with an automatic garage door in the front and private patio doors in the rear, offering unique access and additional storage. The first floor is constructed with solid concrete block and does not contain any living space, adding to the property’s durability. A 2013 air conditioning system ensures year-round comfort, and the property has never experienced flooding in its 30-year history—a rare and valuable feature in coastal real estate. Residents of Cutter Cove enjoy a beautifully maintained community pool that is accessible only to owners, providing a peaceful and private retreat. With a fully integrated fire suppression system in each unit, as well as irrigation and trash included in the condo fee, maintenance is worry-free. The location is unbeatable: just a 10-minute walk to Clearwater Beach, steps from a local grocery store and other shops, and surrounded by a mix of charming local eateries and chain restaurants. A trolley also runs several times daily for quick access to beachside attractions. This non-age-restricted community offers one of the most affordable entry points into the Clearwater Beach real estate market. With a 30-day minimum rental policy, the condo offers flexibility for personal use or rental income. Whether you’re looking for a beach getaway, a smart investment, or a full-time home close to the ocean, this is a property you won’t want to miss.
Property Details
Price:
$425,000
MLS #:
TB8390237
Status:
Active
Beds:
3
Baths:
3
Address:
320 ISLAND WAY UNIT 205
Type:
Condo
Subtype:
Condominium
Subdivision:
CUTTER COVE CONDO
Neighborhood:
33767 – Clearwater/Clearwater Beach
City:
CLEARWATER BEACH
Listed Date:
Jun 3, 2025
State:
FL
Finished Sq Ft:
2,348
Total Sq Ft:
2,348
ZIP:
33767
Lot Size:
68,316 sqft / 1.60 acres (approx)
Year Built:
1995
Schools
Elementary School:
Sandy Lane Elementary-PN
Middle School:
Dunedin Highland Middle-PN
High School:
Clearwater High-PN
Interior
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
Bathrooms
3 Full Bathrooms
Cooling
Central Air
Flooring
Carpet, Ceramic Tile
Heating
Electric, Heat Pump
Laundry Features
Inside, Laundry Room, Same Floor As Condo Unit
Exterior
Architectural Style
Key West
Community Features
Association Recreation – Owned, Buyer Approval Required, Community Mailbox, Deed Restrictions, Pool
Construction Materials
Block, Concrete, Vinyl Siding, Wood Frame
Exterior Features
Balcony, Hurricane Shutters, Irrigation System, Lighting, Sliding Doors
Parking Features
Garage Door Opener, Ground Level, Oversized, Parking Pad, Tandem
Roof
Shingle
Security Features
Fire Sprinkler System, Smoke Detector(s)
Financial
HOA Frequency
Monthly
HOA Includes
Common Area Taxes, Community Pool, Escrow Reserves Fund, Insurance, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Manager, Pool Maintenance, Private Road, Trash
HOA Name
Kevin Guthrie
Tax Year
2024
Taxes
$6,647
Map
Community
- Address320 ISLAND WAY UNIT 205 CLEARWATER BEACH FL
- SubdivisionCUTTER COVE CONDO
- CityCLEARWATER BEACH
- CountyPinellas
- Zip Code33767
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320 ISLAND WAY UNIT 205
CLEARWATER BEACH, FL
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